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80% of the balance

Sell your Target gift card for cash

Get 80% of your unused Target GiftCard balance in cash, paid by PayPal or Cash App within 24 hours. $10 to $2,000 per card.

Target GiftCards cluster around life events. They are the default for baby showers and wedding registries, because Target is where a large share of registries live, and they are a standard teacher gift, graduation gift and holiday gift. What that means in practice is that a lot of Target balances belong to people who received them for one specific purpose, spent most of it on that purpose, and are now holding the remainder with no plan for it.

Target cards also survive unusually well. They do not expire, they carry no inactivity fees, and the balance stays exactly where it was — which sounds like a virtue and is precisely why a card can sit in a drawer for four years without anyone feeling any pressure about it.

A detail worth knowing: a Target GiftCard is not the same as a Target Circle offer, a RedCard discount, or a merchandise return card, and people routinely conflate them. If the thing you are holding is a plastic card with a 15-digit number and an access number under a scratch-off panel, that is a GiftCard and it is what we buy. A return card with store credit from a refund generally works the same way at the till but is issued differently — check the balance first either way.

Our rate is 80% of the verified balance, flat, on cards from $10 to $2,000. A $250 card pays $200. There is no tiering, so a small card is not penalised and a large one gets no premium. Partially used cards are welcome; most of what we buy has already been spent against.

Target GiftCards can be used in store, on target.com, and in the Target app, and they can be added to a Target account so the balance travels with you rather than living on a piece of plastic. Adding a card to an account is convenient and it does make the credit harder to sell afterwards, so decide which you want before you register it.

There is a specific case where holding beats selling: Target runs regular gift card promotions where cards are discounted or bonus credit is added, and if you shop there routinely, credit bought or received at a discount is effectively money ahead. If none of that applies — no nearby store, no upcoming purchase, a card that arrived from a shower for a baby who is now at school — then the balance is doing nothing and 80% now beats 100% never.

Check your balance at target.com/guest/gift-card-balance before submitting. You will need the card number and the access number from the back. Enter what it actually reads rather than what you remember it being — we verify before paying, and if the confirmed figure is lower, you see the revised offer and get to walk away with the card still yours.

Payment goes out by PayPal or Cash App within 24 hours of verification, or by paper check in 5 to 7 business days if you would rather have a cheque. There are no fees on any of those, and nothing is deducted from the number you accept.

Your cash offer
$0.00
80% of the balance · $10–$2,000 per card

Nothing is final until you submit. You can still back out at review.

Target payout table

What we pay for a Target card at 80%
Card balanceYou get
$25.00$20.00
$50.00$40.00
$100.00$80.00
$250.00$200.00
$500.00$400.00

How to check your Target balance

Check it on Target's own site before you sell. You will need the full card number and the PIN — usually under a scratch-off strip on the back, or in the confirmation email for a digital card. Enter the balance here exactly as it reads.

Check your Target balance

When you get paid

Three ways out, no fees on any of them. There is no bank transfer option — we removed it deliberately.

  • PayPal Initiated within 24 hoursUsually the same afternoon once the balance is confirmed.
  • Cash App Initiated within 24 hoursSent to your $Cashtag. Same timing as PayPal.
  • Paper check 5–7 business daysPosted to you. Slower, because the mail is the mail.
  • Card data encrypted and admin-onlyThe full number and PIN are visible to the verification admin and nobody else — not other sellers, not support staff.
  • No fees, everNo listing fee, no commission, no payout fee. The number you accept is the number that arrives.
  • We buy it outrightThere is nothing to list and no buyer to wait on. Once we own the card, the resale risk is ours, not yours.

Selling a Target gift card: common questions

80% of the balance we verify with Target. A $100.00 card pays $80.00 and a $250.00 card pays $200.00. The rate is flat — it does not improve with larger balances and it does not drop for smaller ones.

$10.00. Below that the payment processing costs more than the trade is worth to either of us. The most we take on a single Target card is $2,000.00; if yours is larger, submit it as two cards.

PayPal and Cash App payments are initiated within 24 hours of you submitting the card, and often the same afternoon. A paper check takes 5 to 7 business days because it goes through the mail. The only thing standing between you and the money is the balance check.

We recalculate at the same 80% rate and show you the corrected offer before any money moves. If the new number does not work for you, say no and keep the card. People misremember balances constantly and it is not held against you.

Yes, and most of what we buy is partially used. A Target card with $37.18 left is worth the same per dollar as a full one. Enter the exact remaining balance, down to the cents, as long as it is at least $10.00.

Other department store cards we buy

Same process, same payout timing. See all department store brands.