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80% of the balance

Sell your Costco gift card for cash

We buy unused Costco Shop Cards at 80% of the balance, $10 to $2,000 per card, paid within 24 hours.

The Costco Shop Card is a slightly different animal from an ordinary gift card, and the difference is why a lot of them go unspent. Shop Cards are frequently given to people who are not Costco members themselves — as gifts, prizes or rebates — and someone without a membership has a much narrower route to spending one than the giver assumed.

Even among members, Costco credit runs into the bulk problem. Costco sells in quantities designed for households that plan around them. A modest Shop Card balance does not slot neatly into that: it is not enough for the big-ticket items people go to Costco for, and using it up on groceries means making a trip specifically to spend a card.

Shop Cards also have no expiry and no fees, so there is never any deadline pressure. Combine a card with no expiry, a warehouse you may not be able to enter, and purchase sizes that do not match the balance, and you have a card that can sit untouched for years.

We pay 80% of the verified balance, flat, with no tiering, on single cards from $10 to $2,000. A $250 Shop Card pays $200. Partially used cards are welcome and priced identically per dollar.

Costco Shop Cards do not expire and carry no fees, and they can be reloaded. They are also one of the few Costco payment instruments that circulates freely as a gift, which is why so many end up with people who have no membership of their own and no immediate way to use one.

If you are a member, spending is straightforward and the card is worth full value on a normal trip. If you are not, and you have no intention of joining, the honest position is that a Shop Card is not much use to you — and 80% of it in cash is worth considerably more than a card for a warehouse you cannot conveniently shop at.

You can check a Shop Card balance on Costco's own Shop Card page using the card number and the four-digit PIN from the back. Costco's site is one that blocks automated requests fairly aggressively, so use a normal browser window.

We verify the balance with Costco before paying. If it is lower than you entered, you see the corrected offer at the same rate before anything moves, and you can decline and keep the card at no cost.

Your cash offer
$0.00
80% of the balance · $10–$2,000 per card

Nothing is final until you submit. You can still back out at review.

Costco payout table

What we pay for a Costco card at 80%
Card balanceYou get
$25.00$20.00
$50.00$40.00
$100.00$80.00
$250.00$200.00
$500.00$400.00

How to check your Costco balance

Check it on Costco's own site before you sell. You will need the full card number and the PIN — usually under a scratch-off strip on the back, or in the confirmation email for a digital card. Enter the balance here exactly as it reads.

Check your Costco balance

When you get paid

Three ways out, no fees on any of them. There is no bank transfer option — we removed it deliberately.

  • PayPal Initiated within 24 hoursUsually the same afternoon once the balance is confirmed.
  • Cash App Initiated within 24 hoursSent to your $Cashtag. Same timing as PayPal.
  • Paper check 5–7 business daysPosted to you. Slower, because the mail is the mail.
  • Card data encrypted and admin-onlyThe full number and PIN are visible to the verification admin and nobody else — not other sellers, not support staff.
  • No fees, everNo listing fee, no commission, no payout fee. The number you accept is the number that arrives.
  • We buy it outrightThere is nothing to list and no buyer to wait on. Once we own the card, the resale risk is ours, not yours.

Selling a Costco gift card: common questions

80% of the balance we verify with Costco. A $100.00 card pays $80.00 and a $250.00 card pays $200.00. The rate is flat — it does not improve with larger balances and it does not drop for smaller ones.

$10.00. Below that the payment processing costs more than the trade is worth to either of us. The most we take on a single Costco card is $2,000.00; if yours is larger, submit it as two cards.

PayPal and Cash App payments are initiated within 24 hours of you submitting the card, and often the same afternoon. A paper check takes 5 to 7 business days because it goes through the mail. The only thing standing between you and the money is the balance check.

We recalculate at the same 80% rate and show you the corrected offer before any money moves. If the new number does not work for you, say no and keep the card. People misremember balances constantly and it is not held against you.

Yes, and most of what we buy is partially used. A Costco card with $37.18 left is worth the same per dollar as a full one. Enter the exact remaining balance, down to the cents, as long as it is at least $10.00.

Other department store cards we buy

Same process, same payout timing. See all department store brands.