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80% of the balance

Sell your Lowe's gift card for cash

Sell your unused Lowe's gift card for 80% of the balance. $10 to $2,000 per card, paid by PayPal or Cash App within 24 hours.

Lowe's cards follow the same arc as any home improvement credit: they arrive tied to a job, and they outlive it. A kitchen gets finished, a fence gets replaced, a tenant moves out, and whatever is left on the card has no successor project to attach itself to. The balance is not small enough to write off and not large enough to justify inventing a job for.

They also turn up a lot as rebate fulfilment and as the reward for opening accounts or buying appliances. Cards that arrive as a side effect of a transaction, rather than being chosen as gifts, are the ones most likely to go unspent — nobody planned around them in the first place.

If you have upcoming work, the balance is worth more spent than sold, and that is worth saying plainly. Where selling makes sense is the stranded remainder: the $63 left after a project, or a card for a chain that is not the one nearest you. Plenty of people live closer to one big-box hardware chain than the other and end up with credit for the wrong one.

Our rate on Lowe's is 80% of the balance we verify, with no tiering. $100 pays $80, $250 pays $200, $500 pays $400. Single cards from $10 to $2,000. Partial balances are completely normal and priced identically per dollar to full ones.

Lowe's cards are accepted in store and at lowes.com, do not expire, and carry no dormancy fees. For e-gift cards the number and PIN live in the original email, which is worth finding before you sell — a card you cannot produce a PIN for cannot be verified by us or by anyone else, and that includes Lowe's own balance checker.

The honest advice is the same as for any hardware credit: if you own a home, something will eventually need fixing, and the card will be worth its full face value when it does. Sell when that logic does not apply — you rent, you have moved to a flat, the amount is small enough to be irrelevant to any real project, or you simply need the money now rather than a store credit later.

Check the balance at lowes.com/l/help/gift-card-balance first. You will need the card number and the PIN from under the metallic strip on the back; for an e-gift card, both are in the original email. Enter the amount exactly as displayed, cents included.

We confirm the figure before any payment goes out. If the confirmed balance is lower than what you entered — which happens more often than people expect, usually because a card was part-spent and forgotten — you will see the corrected number and decide again. Nothing is charged either way, and the card stays yours if you say no.

Your cash offer
$0.00
80% of the balance · $10–$2,000 per card

Nothing is final until you submit. You can still back out at review.

Lowe's payout table

What we pay for a Lowe's card at 80%
Card balanceYou get
$25.00$20.00
$50.00$40.00
$100.00$80.00
$250.00$200.00
$500.00$400.00

How to check your Lowe's balance

Check it on Lowe's's own site before you sell. You will need the full card number and the PIN — usually under a scratch-off strip on the back, or in the confirmation email for a digital card. Enter the balance here exactly as it reads.

Check your Lowe's balance

When you get paid

Three ways out, no fees on any of them. There is no bank transfer option — we removed it deliberately.

  • PayPal Initiated within 24 hoursUsually the same afternoon once the balance is confirmed.
  • Cash App Initiated within 24 hoursSent to your $Cashtag. Same timing as PayPal.
  • Paper check 5–7 business daysPosted to you. Slower, because the mail is the mail.
  • Card data encrypted and admin-onlyThe full number and PIN are visible to the verification admin and nobody else — not other sellers, not support staff.
  • No fees, everNo listing fee, no commission, no payout fee. The number you accept is the number that arrives.
  • We buy it outrightThere is nothing to list and no buyer to wait on. Once we own the card, the resale risk is ours, not yours.

Selling a Lowe's gift card: common questions

80% of the balance we verify with Lowe's. A $100.00 card pays $80.00 and a $250.00 card pays $200.00. The rate is flat — it does not improve with larger balances and it does not drop for smaller ones.

$10.00. Below that the payment processing costs more than the trade is worth to either of us. The most we take on a single Lowe's card is $2,000.00; if yours is larger, submit it as two cards.

PayPal and Cash App payments are initiated within 24 hours of you submitting the card, and often the same afternoon. A paper check takes 5 to 7 business days because it goes through the mail. The only thing standing between you and the money is the balance check.

We recalculate at the same 80% rate and show you the corrected offer before any money moves. If the new number does not work for you, say no and keep the card. People misremember balances constantly and it is not held against you.

Yes, and most of what we buy is partially used. A Lowe's card with $37.18 left is worth the same per dollar as a full one. Enter the exact remaining balance, down to the cents, as long as it is at least $10.00.

Other home improvement cards we buy

Same process, same payout timing. See all home improvement brands.