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80% of the balance

Sell your Home Depot gift card for cash

We buy unused Home Depot gift cards at 80% of the balance, $10 to $2,000 per card, with payment initiated within 24 hours.

Home Depot cards are project money, and projects end. That is the single biggest reason these balances go unspent. Somebody is given $500 towards a bathroom, the bathroom gets done, and $84 is left over with no next job lined up. The card is not forgotten so much as retired — there is simply nothing it is for any more.

The other pattern is the contractor gift and the housewarming gift. A Home Depot card is a sensible thing to give someone who has just bought a house, which means it often lands with people in the middle of a move, at the exact moment their attention is elsewhere. By the time the boxes are unpacked, the card is in a drawer with the paperwork.

Home Depot credit is genuinely broad — lumber, appliances, tools, garden, rentals — so it is worth being honest that if you have any home maintenance coming up, spending the balance is better value than selling it. Selling makes sense when the balance is stranded: no project on the horizon, or the amount is too small to matter against what you actually need.

We pay 80% of the verified balance. That is $80 on a $100 card and $400 on a $500 one. Cards from $10 to $2,000 work on a single submission, and part-used cards are the norm. If your card is above $2,000, split it across two submissions rather than trying to push one through — it verifies more cleanly in pieces.

Home Depot cards work in store, online, and for tool rental at participating locations, which is worth remembering because rental is an easy way to absorb an awkward remainder without buying anything you do not need. The cards do not expire and have no inactivity fees, so an old card found in a drawer is still worth its full balance.

Before selling, check whether anything on your list is genuinely coming up — paint, filters, batteries, garden supplies all absorb small balances cleanly. Selling makes sense for the stranded case: you rent rather than own, the project is finished and there is no next one, or the card was a contractor thank-you for a job that is long done and you have no use for building supplies at all.

You can read the balance at homedepot.com/gift-cards/balance using the card number and PIN. Home Depot's site is one of the ones that will sometimes challenge automated traffic, so open it in a normal browser rather than expecting a link to load in an app. Enter the figure exactly as it appears.

Once you submit, we verify against Home Depot's own records before paying. If it comes back lower than you entered, the offer is recalculated at the same 80% and shown to you before anything moves. A card that reads zero is simply rejected — you keep it, and there is no charge.

Your cash offer
$0.00
80% of the balance · $10–$2,000 per card

Nothing is final until you submit. You can still back out at review.

Home Depot payout table

What we pay for a Home Depot card at 80%
Card balanceYou get
$25.00$20.00
$50.00$40.00
$100.00$80.00
$250.00$200.00
$500.00$400.00

How to check your Home Depot balance

Check it on Home Depot's own site before you sell. You will need the full card number and the PIN — usually under a scratch-off strip on the back, or in the confirmation email for a digital card. Enter the balance here exactly as it reads.

Check your Home Depot balance

When you get paid

Three ways out, no fees on any of them. There is no bank transfer option — we removed it deliberately.

  • PayPal Initiated within 24 hoursUsually the same afternoon once the balance is confirmed.
  • Cash App Initiated within 24 hoursSent to your $Cashtag. Same timing as PayPal.
  • Paper check 5–7 business daysPosted to you. Slower, because the mail is the mail.
  • Card data encrypted and admin-onlyThe full number and PIN are visible to the verification admin and nobody else — not other sellers, not support staff.
  • No fees, everNo listing fee, no commission, no payout fee. The number you accept is the number that arrives.
  • We buy it outrightThere is nothing to list and no buyer to wait on. Once we own the card, the resale risk is ours, not yours.

Selling a Home Depot gift card: common questions

80% of the balance we verify with Home Depot. A $100.00 card pays $80.00 and a $250.00 card pays $200.00. The rate is flat — it does not improve with larger balances and it does not drop for smaller ones.

$10.00. Below that the payment processing costs more than the trade is worth to either of us. The most we take on a single Home Depot card is $2,000.00; if yours is larger, submit it as two cards.

PayPal and Cash App payments are initiated within 24 hours of you submitting the card, and often the same afternoon. A paper check takes 5 to 7 business days because it goes through the mail. The only thing standing between you and the money is the balance check.

We recalculate at the same 80% rate and show you the corrected offer before any money moves. If the new number does not work for you, say no and keep the card. People misremember balances constantly and it is not held against you.

Yes, and most of what we buy is partially used. A Home Depot card with $37.18 left is worth the same per dollar as a full one. Enter the exact remaining balance, down to the cents, as long as it is at least $10.00.

Other home improvement cards we buy

Same process, same payout timing. See all home improvement brands.