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80% of the balance

Sell your Cheddar's Scratch Kitchen gift card for cash

Sell a Cheddar's Scratch Kitchen gift card for 80% of whatever is left on it. We take cards from $10 to $500 and pay within 24 hours, with no fees.

Dining cards get spent in one visit or not at all. A Cheddar's Scratch Kitchen balance that survives its first month tends to survive indefinitely, which is not the same as being useful.

You are trading a slice of face value for certainty. No photographs, no listing fees, no haggling with a stranger, no shipping a card and hoping. One number, one payment, done. Verification happens before payment, not after. If a Cheddar's Scratch Kitchen card has less on it than expected, the offer is recalculated at the same 80% rate and you choose whether to go ahead.

We pay 80% of whatever is actually on the card. On a $100.00 balance that is $80.00, and on $250.00 it is $200.00. The rate does not slide with the amount and it does not change if you haggle. The window for Cheddar's Scratch Kitchen is $10 to $500 per card. Below the floor the payment fees eat the trade; above the ceiling we would rather verify it in two pieces.

If you would rather have 80% of the balance in your account this week than the full amount at Cheddar's Scratch Kitchen someday, that is the entire trade on offer.

Your cash offer
$0.00
80% of the balance · $10–$500 per card

Nothing is final until you submit. You can still back out at review.

Cheddar's Scratch Kitchen payout table

What we pay for a Cheddar's Scratch Kitchen card at 80%
Card balanceYou get
$25.00$20.00
$50.00$40.00
$100.00$80.00
$250.00$200.00
$500.00$400.00

How to check your Cheddar's Scratch Kitchen balance

Check it on Cheddar's Scratch Kitchen's own site before you sell. You will need the full card number and the PIN — usually under a scratch-off strip on the back, or in the confirmation email for a digital card. Enter the balance here exactly as it reads.

Check your Cheddar's Scratch Kitchen balance

When you get paid

Three ways out, no fees on any of them. There is no bank transfer option — we removed it deliberately.

  • PayPal Initiated within 24 hoursUsually the same afternoon once the balance is confirmed.
  • Cash App Initiated within 24 hoursSent to your $Cashtag. Same timing as PayPal.
  • Paper check 5–7 business daysPosted to you. Slower, because the mail is the mail.
  • Card data encrypted and admin-onlyThe full number and PIN are visible to the verification admin and nobody else — not other sellers, not support staff.
  • No fees, everNo listing fee, no commission, no payout fee. The number you accept is the number that arrives.
  • We buy it outrightThere is nothing to list and no buyer to wait on. Once we own the card, the resale risk is ours, not yours.

Selling a Cheddar's Scratch Kitchen gift card: common questions

80% of the balance we verify with Cheddar's Scratch Kitchen. A $100.00 card pays $80.00 and a $250.00 card pays $200.00. The rate is flat — it does not improve with larger balances and it does not drop for smaller ones.

$10.00. Below that the payment processing costs more than the trade is worth to either of us. The most we take on a single Cheddar's Scratch Kitchen card is $500.00; if yours is larger, submit it as two cards.

PayPal and Cash App payments are initiated within 24 hours of you submitting the card, and often the same afternoon. A paper check takes 5 to 7 business days because it goes through the mail. The only thing standing between you and the money is the balance check.

We recalculate at the same 80% rate and show you the corrected offer before any money moves. If the new number does not work for you, say no and keep the card. People misremember balances constantly and it is not held against you.

Yes, and most of what we buy is partially used. A Cheddar's Scratch Kitchen card with $37.18 left is worth the same per dollar as a full one. Enter the exact remaining balance, down to the cents, as long as it is at least $10.00.

Other restaurant cards we buy

Same process, same payout timing. See all restaurant brands.